Using this site

Terms of Service

Effective September 15, 2026

Who this agreement is with

These terms govern your use of statewidecalisolutions.com, operated by Luis A Alvarenga, a licensed independent insurance agent (NPN #8756746) based in San Bernardino, California. By using this site, you agree to these terms.

What this site is

This site describes insurance products Luis can help you shop for and compare, including Medicare Advantage, Medicare Supplement, final expense, term life, whole life, ACA health, and mortgage protection insurance. It is a solicitation for insurance. Nothing on this site is a quote, an offer, or a binding policy. A real quote and any actual coverage come only from a licensed carrier after underwriting.

Not a substitute for professional advice

Content on this site is general information, not personalized financial, legal, tax, or medical advice. Product availability, features, and pricing vary by carrier, by state, and by your age and health at application. Speak with Luis directly before making a coverage decision.

Sample rates and estimates

Any rate, price, or estimate shown on this site is a sample for illustration only. Actual premiums depend on underwriting, the carrier, the state, and the specific policy terms. Guarantees are backed by the claims-paying ability of the issuing insurance company, not by Luis Alvarenga or this website.

Medicare disclosure

Statewide Cali Solutions is not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Contact Medicare.gov or 1-800-MEDICARE, 24 hours a day 7 days a week, for information on all of your options.

Contacting us through this site

When you submit a form on this site and tick the consent box, you agree that Luis may call, text, or email you at the number you provided, including through an automatic telephone dialing system or a prerecorded voice, about the coverage you asked about. Consent is not a condition of buying anything. Message and data rates may apply. Reply STOP to opt out of texts. See the Privacy Policy for how your information is handled.

Acceptable use

You agree not to use this site to submit false information, to attempt to gain unauthorized access to it, or to interfere with its normal operation. We may block access from any source that does either.

Intellectual property

The text, layout, and design of this site belong to Luis Alvarenga and may not be copied or reused without permission. Carrier and product names referenced on this site belong to their respective owners.

No warranty

This site is provided as is. Luis Alvarenga makes no warranty that the site will be error-free, uninterrupted, or that information on it is complete or current at every moment. Rates, availability, and product details change and should be confirmed directly with Luis or the carrier before you rely on them.

Limitation of liability

To the extent allowed by California law, Luis Alvarenga is not liable for indirect, incidental, or consequential damages arising from your use of this site. Nothing in these terms limits any right you have under California insurance law.

Governing law

These terms are governed by the laws of the State of California, without regard to conflict of law principles.

Changes to these terms

If these terms change, the new version replaces this one on this page and the effective date at the top changes with it. This version took effect September 15, 2026.

Contact

Questions about these terms can be directed to 909-936-5453 or kingbicho@yahoo.com.