Health Insurance

ACA Health Insurance Plans

ACA (Affordable Care Act) health plans cover doctor visits, prescriptions, and hospital care, and many households qualify for a premium subsidy that lowers the monthly cost. Luis Alvarenga helps clients across 18 states compare ACA marketplace plans and check subsidy eligibility during open enrollment or a qualifying special enrollment period.

Response within 24 hours. No obligation, no pressure.

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Health / ACA

Most ACA Shoppers Qualify For A Subsidy They Never Checked For

A Common Question

"I make too much for a subsidy." Subsidy eligibility is based on household size and income together, not a flat income cutoff, so it is worth a real check rather than assuming based on one year's guess.

How Luis Helps

Luis runs your household size and estimated income against current subsidy tables before you commit to a plan, at no cost to you.

Rates and figures shown are sample estimates for illustration only. Any real policy is subject to underwriting and the terms, conditions, and exclusions of the actual policy documents.

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States Served

Licensed independent insurance agent (NPN #8756746). Licensed in CA, AZ, FL, GA, IA, KS, KY, MI, MS, NC, NM, NV, OH, SC, TN, TX, VA, WA. Products, availability, and rates vary by carrier and state; not all products available in all states.

CaliforniaArizonaFloridaGeorgiaIowaKansasKentuckyMichiganMississippiNorth CarolinaNew MexicoNevadaOhioSouth CarolinaTennesseeTexasVirginiaWashington

This site is not affiliated with the federal or state Health Insurance Marketplace. It does not display all Qualified Health Plans available through the Marketplace. To see all available Marketplace options, visit HealthCare.gov or your state's exchange.